Navy Federal Credit Union nRewards® Secured Credit Card
The Navy Federal Credit Union® nRewards® Secured Credit Card is a strong choice for members looking to build or repair credit. The keyword to note here is "members," because if you aren't a member of the Navy Federal Credit Union, you won't be eligible to apply for this card. To become a member of Navy Federal, you have to either be a member of the military, a past member or veteran of the military, an employee of the Department of Defense, or an immediate family member of any of those. View More >
Capital One® Secured Mastercard
A rare partially-secured credit card, the Capital One® Secured Mastercard is perfect for building credit at a low cost. In addition to a $0 annual fee and a $0 foreign transaction fee, the Capital One® Secured Mastercard offers a $200 starting credit limit in return for a refundable security deposit that could be as low as $49. The deposit requirement also could be $99 or $200. The Capital One Secured Card also reports to all three major credit bureaus each month. View More >
Credit One Bank® Visa® Credit Card
The Credit One Bank® Visa® Credit Card is one of the best options for someone with bad credit who needs what amounts to an emergency loan. In that case, paying up to $95 in first-year fees for a $300 initial credit line might actually be the most attractive offer you’re going to get. The ability to earn cash back rewards sure doesn’t hurt, either. View More >
Capital One® Secured Mastercard®
If you need to build or repair your credit, the Capital One Secured Mastercard provides a simple, inexpensive opportunity to do so. You’ll need to provide an initial security deposit to establish your line of credit, up to a maximum of $1,000, but you’ll be able to increase it in time. View More >
Wells Fargo Propel American Express® card
If you’re new to travel credit cards the Propel could be a good place to start. It has no annual fee and provides the opportunity to earn points back on travel, gas, restaurants, and some eligible streaming services (a rare feature). You’ll also get a solid 0% intro APR on purchases and balance transfers. View More >
About Apple Card
Learn what you need to apply for Apple Card and add it to your devices. And learn what to do if your application is approved or declined. View More >
Surge Mastercard® Credit Card
The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application. View More >
Applied Bank Secured Visa Gold Preferred Credit Card
Applied Bank guarantees approvals and doesn't run a credit check. There are several fees associated with this card, but the Secured Visa Gold Preferred card can still help those with damaged credit improve credit scores over time. View More >Credit Card for No Credit >>
Well, It's common that when you apply for a credit card, the bank wants to check your credit scores. They wanna make sure if you are a trustworthy borrower. It's similar to the situation when you are lending money to your friends, you wanna know if they will give your money back, right?- so what if you have no credit history at all? People with no credit often have the most difficult time getting approved for a credit card. That's because most credit card issuers require applicants to have some form of credit history, including a credit score, to approve a new credit card application. Some credit card issuers realize that people have trouble getting a credit card for the first time, and they've made credit cards specifically for people with no credit. Here we list what you can do to apply for the first credit card in your life. 1. Have a job. You have to prove to the bank that you are able to repay your credit card balance. 2. Prequalify for a credit card. A few major credit card issuers have online prequalification that allows you to see if there's a credit card available for your credit profile. These prequalifications are typically soft credit checks, meaning they won’t hurt your credit score or show up on your credit report when someone else checks your report. 3. Get a student credit card. If you're a student, you may qualify for a student credit card. These cards are designed for college students who may not have enough income or credit history. To qualify, you may have to provide proof that you're enrolled in a qualified college or university. 4. Get a secured credit card. Secured credit cards are the go-to cards for people who can’t get approved for a traditional credit card. What distinguishes a secured credit card from other credit cards is that you make a security deposit to get a credit limit. Some secured credit cards come with lots of fees, but a few credit cards keep fees to a minimum.10 If you don’t have enough money for a security deposit right away, you can spend a few months saving up for the security deposit. Try one of our expert recommended cards, designed specifically for people with no credit. These cards offer reasonable fees and competitive interest rates and are designed to help you establish credit and earn cashback. Scroll down and apply online for a card with no activation or overdraft fees and no interest charges.
Journey® Student Rewards from Capital One®
If you’re a student with a limited credit history, the Journey Student Credit Card from Capital One is like taking an introductory course in the credit world. Your credit line will likely start off low, but the good news is you can graduate to a higher credit limit fairly quickly if you play your cards right. While some other student cards in this category offer reward programs with higher cash-back rates or other perks like introductory APR periods or sign-up bonuses, those programs may feel a bit advanced for “credit freshmen” to manage. Capital One’s card keeps it simple for those beginning their educational credit journey.
Citi® Secured Mastercard
The Citi Secured Mastercard is one of the best secured cards on the market, largely because it does not charge an annual fee. Only a handful of other credit cards enable you to rebuild your credit as inexpensively.
