Rewards

Cashback

Up to 1.5% cash back after making 12 on-time monthly payments and 1% cashback on purchases right away.


Cost

Intro Purchase APR

Not Offered

Intro Balance Transfers APR

Not offered

Regular APR

14.49% - 25.49% (Variable)

Annual Fee

$0

Foreign Transaction Fee

$0


Application

You can apply for the card through the Petal official website.


Payment

Online

Head to the Payments page of your Petal account online, or on the mobile app. If you haven’t already, set up a payment account to use to make a payment or select an account that's already connected as your ‘pay from’ account.


Customer Service

Phone

(855) 697-3825

Petal Visa® Credit Card

From To ( Credit Recommended Limited History )

Petal Visa® Credit Card

The Petal Visa Credit Card is one of the best starter credit cards on the market. It offers cash back rewards, considers people with a thin credit history and holds the potential for a low-interest rate compared with what you might get from other cards meant for building credit. Plus, it doesn’t have add-on fees. But the interest rate could also be high, so you may be in danger of paying a lot in interest if you carry a balance.

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pros and cons

Apply with no credit history.

Offers credit limits of up to $10,000.

No fees apart from interest payments.

It offers a money management tool.

Cashback rewards for all purchases, which increase when you pay on time.

APR on purchases.

People who have struggled with credit may not qualify can be high.

Cost

Annual Fee

$0

Purchase APR

14.49% - 25.49% (V)

Foreign Transaction Fee

$0

Cash Back

2%

Credit Score

Limited History

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