Full Review

Mlife Rewards credit card appears to be a hotel credit card from MGM, an American chain of hotels. As a matter of fact, this credit card can boast to have pretty decent rewards, and it may be lucrative for you to get this credit card if you tend to stay at Mlife resorts. But let's consider this credit card in detail in this Mlife credit card review.

So, the Mlife Rewards credit card comes without annual and foreign transaction fees – this means that you can use this credit card abroad comfortably. It also features quite a moderate interest rate, which stands at 20.74%. Even though there are no disclosed requirements about the minimum credit score, we estimate that you should have a credit score of no less than 690 (or good).

But in terms of rewards, this credit might be quite beneficial – especially if you stay at M Life resorts oftentimes. With this credit card, you will earn points and tier credits. You can spend points (i.e. your rewards) in two ways: use them as FreePlay points (for casino games) or cover with them dining, rooms, and eligible entertainment at M Life resorts. Tier credit can be later exchanged for a higher status at M Life resorts (read lower).

When it comes to the rewards, you will get 2 points and tier credits for every $1 spent on gas and at supermarkets. Additionally, you will earn 1 point and 1 tier credit for every $1 spent on anything else (except purchases at M Life resorts). But you will earn 3 points and tier credits for every $1 spent at M Life resorts. Moreover, you will earn 25x points at Mlife resorts in Las Vegas – an unimaginable amount of rewards!

Additionally, you will earn 10,000 points as a welcome bonus, if you manage to spend $1,000 within the first 3 billing cycles. Considering that one point is worth $0.01, you will get $100 in a welcome bonus – this is, however, a much lower reward amount (and higher requirements) than, for example, what the Chase Freedom Unlimited card offers. This also means that you will earn cash back from 1% to 3% (not counting 25% cash back in Las Vegas resorts of M Life).

This credit card also grants you a complimentary upgrade to Pearl status, which is worth 25,000 points (or $250). This status grants you a buffet line pass at MGM Las Vegas resorts, complimentary self-parking at MGM Las Vegas resorts (worth $10 per day), and 10% more bonus points and express comps when you play the casino. In order to upgrade for a Gold status, you will need 75,000 tier credits. Also, you will enjoy a priority check-in at M Life resorts, which would otherwise be available only to the customers with the Gold Elite status and higher.

All in all, this is a pretty decent credit card for those customers who regularly stay at Mlife resorts. But if you do it rather rarely (or you don't stay at M Life resorts at all), there are plenty of better options. In such a case, we can advise you to look for better credit cards for your needs.


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Mlife Credit Card Review

Sams Credit Card

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Menards BIG Credit Card

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How to Apply For Mlife Credit Card
OnlineIn the first place, you have to open a new tab in the browser and click on the "APPLY HERE" button.On the webpage you have just got to see, you should click on the "APPLY NOW" button, placed on the right side.Following it, you will get to see the application form. Start fil

Mlife Credit Card
Fans of MGM Resorts and casinos will be lining up to apply for the M life® Rewards Mastercard®, which allows you to turn everyday purchases into M life Rewards Points that can be redeemed for use on hotel room stays, dining and entertainment at participating M life Resorts. Earn up to 3x points and Tier Credits for every dollar you spend with your card, and enjoy an introductory bonus of 10,000 points when you make qualifying purchases. Use this card to earn rewards towards your next Vegas trip – it certainly won’t be at odds with your wallet.
Mlife Credit Card

How to Get the Most Out of Mlife Credit Card
spent at M life Rewards DestinationsUpgrade to Pearl Level Status & Priority Hotel Check-in at M life Resorts.

The Rewards of Mlife Credit Card
Rewards10,000 Points when you spend $1,000 in first 3 billing cycles.3X Points and Tier Credits per $1 spent at M life Rewards Destinations.2X Points and Tier Credits per $1 spent on gas & supermarket purchases. And 1X Point and Tier Credit per $1 spent everywhere else.M life Rewards Points can

Mlife Credit Card Payment
Obviously, you need to make payments on your M Life Rewards credit card from time to time. There are three ways how you can make payments on this credit card, and we will disclose each of the ways in this part of our Mlife credit card review.The easiest way to pay your credit card from M Life is to