Rewards

Earn 5% back on purchases made at Walmart.com and the Walmart app, 2% back on purchases in Walmart stores and Murphy USA gas stations, 2% back on restaurant and travel purchases, 1% back on all other purchases

INTRODUCTORY BONUS

150,000 bonus points for spending $4,000 on purchases in the first 3 months after account opening


Costs

Annual fee

$0

Purchase APR

17.99% - 26.99% variable APR

Transfer Info

17.99% - 26.99% variable APR; No Transfer Fee

Bonus Offer

Earn 5% back in Walmart stores when you use Walmart Pay for the first 12 months

Card Network

Mastercard


Rate and fee information

*Credit approval required. If Capital One® is unable to approve you for the Capital One® Walmart Rewards™ Mastercard, Capital One® will automatically consider you for a Walmart Rewards™ Card with the rewards described below.

Capital One® Walmart Rewards™ Mastercard - Purchase, Quick Cash and Transfer APR: a variable rate of 17.99%, 23.24% or 26.99%, based on your creditworthiness. Cash Advance APR: 26.99% variable. Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One® may offer you, none for balances transferred at the Transfer APR. Cash Advance Fee: greater of 3% or $10. Annual Fee: $0.

Walmart Rewards™ Card - Purchase and Quick Cash APR: a variable rate of 26.99%. Annual Fee: $0.

Reward percentages are earned and tracked as points. Orders placed on Walmart.com or in the Walmart App but paid for in-store will earn rewards at the level of an in-store purchase. Redemption values vary and are subject to change without notice. “Grocery Pickup” refers to a Walmart service that allows customers to order and pay for groceries online and have them loaded into their car by its associates. Grocery Pickup is available in selected markets only, visit walmart.com/grocery to find your nearest store. To determine percentage back, we identify transaction type based on information provided by merchants. Please refer to the full rewards disclosures/terms and conditions for additional details.

1Statement credits lower your account balance, but cannot be used to meet any minimum payment obligations.

2Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


Explore our cardholder benefits

Security Alerts

Get notified via text, email, and phone if Capital One® notices potential suspicious activity on your account.

Capital One® Mobile App

Manage your account anywhere, anytime. Pay your bill, view your balance, check transactions & more.

$0 Fraud Liability

If your card is lost or stolen, you will not be responsible for unauthorized charges.

Card Lock2

Effortlessly lock your card with a few taps if it has been misplaced, lost or stolen.

Capital One® Walmart Rewards™ Card

From fair To exceptional ( Credit Recommended Fair )

Capital One® Walmart Rewards™ Card

This card is now issued by Capital One, and offers some of the best cash back rewards for shopping at Walmart. If you had an old Walmart card, your account has already been converted over and you can earn rewards at the new rates. However, none of your account settings from your previous account have transferred over to the new card, so it’s a good idea to log in at least once to make sure nothing is amiss.

Read More

01

pros and cons

Get notified via text, email, and phone if Capital One® notices potential suspicious activity on your account.

Manage your account anywhere, anytime. Pay your bill, view your balance, check transactions & more.

If your card is lost or stolen, you will not be responsible for unauthorized charges.

No foreign transaction fee

No annual fee

Cost

Annual Fee

$0

Purchase APR

17.99%–26.99%

Foreign Transaction Fee

None

Cash Back

5%

Credit Score

Fair

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

Sponsored Links

Related Credit Card/Article

If you’re a student with a limited credit history, the Journey Student Credit Card from Capital One is like taking an introductory course in the credit world. Your credit line will likely start off low, but the good news is you can graduate to a higher credit limit fairly quickly if you play your cards right. While some other student cards in this category offer reward programs with higher cash-back rates or other perks like introductory APR periods or sign-up bonuses, those programs may feel a bit advanced for “credit freshmen” to manage. Capital One’s card keeps it simple for those beginning their educational credit journey.
Journey® Student Rewards from Capital One®
Capital One offers five different credit cards in its Spark family of business cards, including this cashback card which is covered in this review. These cards are both designed for people with excellent credit: The Spark Cash offers a higher cashback rate and also has an annual fee. But if you plan to spend more than $19,000 every year with it, it will be a rewarding choice.
Capital One® Spark® Cash for Business
Going out to eat is a bit more fun when you can hand over a shiny metal credit card. The Capital One® Savor® Cash Rewards Credit Card (Review) can fit that bill and offers an excellent cash back rate at restaurants, along with some useful bonus categories that complement the foodie aura this card exudes.
Savor® Rewards from Capital One®
Details of prosNo annual fee: You won’t have to worry about an annual fee with this card. And if you pay your bill in full and on time each month, you won’t have to worry about any other charges either, making this card totally free to use. Partial security deposit for some cardholders: Cap
The Capital One VentureOne Rewards is a general-use card that offers 1.25X miles per dollar on all purchases, and you can exchange those miles at a number of airline loyalty programs where you may find a higher value.
Capital One® VentureOne® Rewards Credit Card
For business owners who travel frequently, the Capital One® Spark® Miles for Business is a simple but valuable choice. You'll earn double miles on your purchases, and that rate increases for hotel and rental car bookings made via Capital One Travel. Those miles are easy to redeem, too. You can use them toward various kinds of travel purchases — flights, hotels, vacation packages and more — or you can opt to transfer your miles to more than a dozen travel partners.
Capital One® Spark® Miles for Business
The world of points and miles is nothing if not complex, full of acronyms and abbreviations that can confuse even the most experienced users. That’s why a card like the Capital One® Venture® Rewards Credit Card can be a breath of fresh air for its simplicity if you use the purchase eraser feature and redeem your miles against the cost of most travel expenses charged to the card. On the other hand, if you enjoy the thrill of finding and booking a high-value premium-cabin award, the Venture Rewards card offers the ability to transfer your miles to 15 airline partners. With a 2:1.5 transfer ratio for 12 partners and a 2:1 ratio for the other three, you can think of the Venture Rewards card as earning 2% cashback or 1-1.5 airline miles per dollar, whichever gives you more value.
Capital One® Venture® Rewards Credit Card
A rare partially-secured credit card, the Capital One® Secured Mastercard is perfect for building credit at a low cost. In addition to a $0 annual fee and a $0 foreign transaction fee, the Capital One® Secured Mastercard offers a $200 starting credit limit in return for a refundable security deposit that could be as low as $49. The deposit requirement also could be $99 or $200. The Capital One Secured Card also reports to all three major credit bureaus each month.
Capital One® Secured Mastercard
This card is best for people who can’t get approved for traditional credit cards, and who want to improve their credit scores. This card is also good for people who don’t have a lot of money saved to put down for a deposit. We also recommend this card for people who are able to pay their bi
OnlineSimply fill in the form with your name, address, Social Security number, birthdate, and other personal information as requested, then click “Submit Application.”If you are approved, you will be given a customer number. Keep it, because you’ll need it to pay the required security deposit