Rewards

3X points per dollar on Allegiant purchases

2X points per dollar on Dining

1X point per dollar for all other purchases

INTRODUCTORY BONUS

15,000 bonus points after spending $1,000 within the first 90 days of account opening


Costs

Annual fee

$59

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $39

Returned Payment Fee

Up to $28

Additional Cards Annual Fee

$0

Foreign Transaction Fee

NoneLearn About Types of Credit Card Fees


Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR

20.24%–27.24% Variable

Cash Advance Fee 

3%, $10 minimum


Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR

0% for 12 months

Regular Balance Transfer APR

17.24%–25.24% Variable

Balance Transfer Fee

3%, $10 minimum


Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR

20.24%–27.24% Variable

Cash Advance Fee

3%, $10 minimum


Highlights

Earn 15,000 bonus points ($150) for spending $1,000 within the first 90 days of account opening

3X points per $1 on Allegiant purchases, 2X points per $1 on qualifying dining purchases, and 1X point per $1 on all other purchases

0% APR for 12 months for balance transfers made during the first 60 days, followed by a regular rate of 17.24%–25.24% Variable

Complimentary priority boarding and one free beverage every time you fly Allegiant

Buy one, get one free airfare whenever you use your card to purchase an eligible vacation package from Allegiant

View your FICO score any time you’d like at no cost, based on your TransUnion credit report

Overdraft protection when you link your Bank of America checking account

No blackout dates, no destination restrictions, no minimum point redemptions

No foreign transaction fee

$59 annual fee

Allegiant World Mastercard®

From good To exceptional ( Credit Recommended Good )

Allegiant World Mastercard®

Your next trip is closer than you think with the Allegiant World Mastercard®. Earn valuable points with everyday purchases that you can redeem for flights, hotels, rental cars and more!

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pros and cons

Earn 15,000 bonus points ($150) for spending $1,000 within the first 90 days of account opening

3X points per $1 on Allegiant purchases, 2X points per $1 on qualifying dining purchases, and 1X point per $1 on all other purchases

0% APR for 12 months for balance transfers made during the first 60 days, followed by a regular rate of 17.24%–25.24% Variable

Have Annual Fee

Cost

Annual Fee

$59

Purchase APR

None

Foreign Transaction Fee

Cash Back

None

Credit Score

Good

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Delta SkyMiles® Reserve American Express Card
This basic airline card, issued by Citibank, is best for non-commital fans of American Airlines who have excellent credit and are looking to ease into a frequent flyer program. There’s no annual fee, and you don’t have to spend much to get the modest sign-up bonus. The card rewards even the occasional traveler, since charging your groceries earns you just as many miles as flying. Just don’t expect the travel perks you’ll get with most airline cards. If you want those, consider an alternative like the Citi AAdvantage Platinum Select World Elite Mastercard.
American Airlines AAdvantage MileUp Card
The British Airways Visa Signature card could be ideal for British Airways frequent flyers, offering 3X Avios per dollar on all British Airways, Aer Lingus, and Iberia purchases. It also provides some nice travel benefits and no foreign transaction fees.
British Airways Visa Signature® Card
This simple card offers just 1X point per dollar, some basic travel benefits, and access to your VantageScore 3.0 credit score for free from TransUnion.
SkyBlue SKYPASS Visa Card