Full Review

Two options. There are actually a few different Edward Jones Credit Cards, and not all of them have their own applications. More specifically, you can apply for the Edward Jones World Plus Mastercard and the Edward Jones World Mastercard independently of one another. But if you don't get approved, you’ll be automatically considered for the Edward Jones Platinum Mastercard, whose rewards aren't as good. Just keep that in mind.

Decent ongoing rewards. Depending on which version of the Edward Jones Credit Card you get approved for, you'll earn either 1 point per $1 on all purchases (Platinum) or 1.5 points per $1 on the first $20,000 that you spend each year and 2 points per $1 thereafter (World and World Plus). That works out to 1% to 2% cash back, considering that Edward Jones rewards points are worth a penny apiece on average. The high end of that range compares favorably to the 1.07% average for a rewards card, but the best rewards cards offer 2%+ on all purchases and sweeten the deal with a hefty initial bonus. Neither the Edward Jones World Plus Card nor the Platinum version offers an initial bonus, so they can't be considered elite.

No annual fee. The average credit card charges $19.49 per year, So all else being equal, the fact that the Edward Jones Credit Card doesn't charge an annual fee is definitely a good thing. But paying an annual fee can make sense if it gets you better rewards, as is the case with many of the market's best cards. That’s important to keep in mind as you compare options.

Excellent credit required. The Edward Jones Credit Card is up against some very stiff competition, given its excellent-credit approval requirement. 

Above-average APR. The average credit card for someone with excellent credit has a regular APR of 13.03%. So you're guaranteed to overpay if you carry a balance from month to month with the Edward Jones Card. And you could end up paying more than twice as much as necessary.


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Edward Jones Credit Card Review

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Edward Jones Credit Card
Edward Jones Credit Card is issued by Elan Financial Services and they reward their customers with lots of offer like; loyalty points and reward which gives the cardholder joy to use at any point in time. Edward Jones credit card is mainly for their Customers and it offers a no annual fee rate. Outlined below are the benefit accrued to Edward Jones credit card clients.
Edward Jones Credit Card

How to Apply For Edward Jones Credit Card
OnlineTo apply for Card , Visit the Edward Jones Credit Card Official Webpage at www.edwardjones.com

How to Get the Most Out of Edward Jones Credit Card
Redeem for rich rewards from Edward Jones Loyalty Invest™Spent on prepaid car and hotel reservations made in the online Rewards Travel Center

The Rewards of Edward Jones Credit Card
RewardsEarn 1.5 Loyalty Points on eligible net $1 spent up to $20,000 in annual spend and 2 Loyalty Points on eligible net $1 spent over $20,000 during each 12-month cycle.Redeem for rich rewards from Edward Jones Loyalty Invest™ and cash back (statement credit) to travel awards, gift cards and ch

Edward Jones Credit Card Payment
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