Full Review

Chase Freedom Unlimited is one of the best cash back credit cards on the market. Applicants with the good-to-excellent credit needed to get approved for the Freedom Unlimited Card have a lot to look forward to. That includes an easy-to-earn initial bonus as well as solid, straightforward everyday rewards. Plus, there's no annual fee and even no interest for a time.

Those are among the handful of key things that you really need to know before applying for Chase Freedom Unlimited. For the rest of the list, keep reading.

Highlights

$200 for the taking.You simply need to spend at least $500 within three months of account opening to score the Chase Freedom Unlimited Card's $200 bonus. That should be easy for pretty much anyone who qualifies.

Solid, straightforward everyday rewards.Chase Freedom Unlimited currently offers 5% cash back on groceries, up to $12,000 spent the first year. In addition to that, you will get 5% cash back on travel purchased through Chase and 3% cash back at restaurants and on drugstore purchases. Plus, the 1.5% that you’ll earn on any other purchase made with the Freedom Unlimited Credit Card is about 50% more than the average cash back card will give you, according to our latest Credit Card Landscape Report. Earning the same amount on most purchases also reduces hassle. This is one of the main differentiators between Chase Freedom Unlimited and Chase Freedom. The latter offers a higher earning rate but only in rotating bonus categories.

No annual fee.In addition to simply saving you money, Chase Freedom Unlimited’s lack of an annual fee will help you avoid feeling pressured to spend more than you want or close your account earlier than you’d like.

3% foreign fee.You should probably limit your use of Chase Freedom Unlimited to the U.S. Its foreign fee makes it a bad choice for international use, especially when so many no foreign transaction fee credit cards are available. 

0% intro rate for purchases.Chase Freedom Unlimited offers 0% APRs for new purchases for the first 15 months. That is fine, as long as you make sure to pay off your full balance by the time well-above-average regular rates take effect. A credit card payoff calculator can help with that.


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Chase Freedom Unlimited® Review

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Chase Freedom Unlimited® credit card
The Chase Freedom Unlimited® offers a compelling combination of easy-to-learn rewards, flexible redemption options, a solid sign-up bonus, and a lengthy 0% introductory APR period — all for an annual fee of $0. Although the card has done away with its splashy 3% introductory rewards rate, its other features still put it at the top of the class among 1.5% cash back cards. And if you carry other credit cards that earn Chase Ultimate Rewards® points, it packs even more value.
Chase Freedom Unlimited® credit card

Chase Freedom Unlimited®
The Chase Freedom Unlimited Card is a great option for people looking for a go-to card that offers both simple rewards and some opportunities to earn extra cash back on everyday purchases.
Chase Freedom Unlimited®

Chase Sapphire Preferred® Card
The Chase Sapphire Preferred offers an unusual amount of value for the price. A good pick for both frequent flyers and occasional travelers, the card not only has a solid rewards program and a mammoth sign-up bonus, but it also includes some of the most generous travel insurance benefits you’ll find for a card with an annual fee of less than $100.
Chase Sapphire Preferred® Card

How to Get the Most Out of Chase Sapphire Reserve Card
Start by spending $300 on travel ASAP to use up the annual travel credit right away, as you won’t earn triple points on travel until that happens. Next, focus on reaching your $4,000 spending requirement within the first three months to get your bonus points. Those alone will make up for the $550

How to Apply For Chase Credit Card
OnlineYou can access all Chase's credit card applications online. Once you find an offer you like, click "Apply Now." On the application, you'll have to supply Chase with your name and address, income and employment information, contact details, and Social Security Number (SSN). Yo

The Rewards of Chase Sapphire Reserve Card
RewardsEarn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary

Chase Credit Card Payment
OnlineGo to chase.com/paycard to sign in and make a payment online.By PhoneTo make a payment by the automated phone service, call 1-800-436-7958. We accept operator relay calls. If you're deaf, hard of hearing, or have a speech disability, call 711 for assistance.By MailPlease include your name

Chase Slate® Card
Pay a balance transfer fee of $0 when you complete the transfer within 60 days of your account opening. On top of no balance transfer fee, you can also enjoy intro APRs for both balance transfers and purchases.
Chase Slate® Card

How to Get the Most Out of Chase Freedom Unlimited®
Make sure you spend at least $500 within three months after opening this card to earn the $200 sign-up bonus. After that, either make this your primary card or pair it with another card that offers higher rewards-earning rates on purchases outside this card’s dining, drugstore, and Chase travel pu