Full Review

The Boscov's Credit Card is a store card good only at Boscov's locations or for making purchases on Boscovs.com. Which is probably a good thing, considering the card's high 27.24% APR that makes carrying a balance from month to month an expensive idea. At the same time, if you're trying to maximize your rewards, you'll need to put a fairly significant amount of spending on your Boscov's Credit Card, as the rate at which you earn rewards will depend on your annual spending — and you may not earn any rewards if you don't spend enough.

Specifically, you'll need to spend at least $300 at Boscov's to start earning rewards certificates. Once you reach the minimum spending requirement, your Basic status will be upgraded to status as a member of Mr. B's Ambassadors Club and start earning 1% back in Boscov's rewards for purchases up to $1,499. To reach the next level, Mr. B's Star Club, you'll need to spend at least $1,500 each year, and you'll earn 2% back in rewards on purchases up to $2,999. Once you spend $3,000 or more in a year, you'll earn 4% rewards as a member of Mr. B's Premier Club.

Boscov's rewards are redeemed via rewards certificates that can be used in Boscov's stores. New cardholders who apply online and are approved for a Boscov's Credit Card can receive 15% off an eligible online order. While you can pair a Boscov's rewards certificate with a Boscov's coupon for extra savings, be sure to do it quickly; Boscov's certificates expire 30 days after they're issued.

Other perks of being a Boscov's cardholder include a special birthday offer and special offers in your monthly statements. You'll also be invited to exclusive cardholder appreciation events. Plus, earn double points on all cosmetic and fragrance purchases and earn 100 rewards points on a single purchase during each Boscov's Credit Card anniversary month.


Boscov's Credit Card Review

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Related Credit Card/Article

OnlineLog in to your account by visiting https://d.comenity.net/Boscovs/Enter your username and password.In case you forgot your password, you can reset it by clicking on the "forgot username or password link."Once you are signed in, look for the "Make a Payment" section and ente
Selling everything from apparel and shoes to kitchen goods and bedding, Boscov's has a lot to offer its shoppers. Those who frequently take advantage of those offerings can make the most of them with the Boscov's Credit Card, but that's where the card's usefulness ends. As a closed-loop store card with a high APR and rewards that barely compete with most rewards cards, the Boscov's Credit Card is a hard sell for most consumers.
Boscov's Credit Card
To apply for the Boscov's Credit Card you have to venture to, www.boscovs.comHere on the landing page, you need to scroll down to the bottom, and there you will get three lists.Among these three, you have to go to the first one under the section, 'Customer care'.Here you will get the eig
Frequent cosmetic and fragrance purchasesEnjoy 15% off Exclusive Appreciation Events and Promotional Plans in select departments
Rewards15% off on first day's purchases the day you open and use your card within 30 days of account opening, up to a maximum discount of $100. Plus, earn 100 bonus Rewards points on account opening.Earn 1 point per net $1 spent. Double points on all cosmetic and fragrance purchases every day.Ge