Full Review

Actually, this Rooms To Go card is another store branded credit card, issued by Synchrony Bank, one of the largest credit card issuers in the United States. However, does it make sense for regular Rooms To Go customers to get this card? Well, you can see what is card is worth in detail in the Room To Go credit card review right below.

First of all, one has to mention that, in regards to everything, this is a typical store branded credit card. In the first place, this means that you can use this credit card only at the Rooms To Go stores. Secondly, it comes with a zero annual fee and low credit score requirements, which is rather good. However, the interest rate is extremely punishing and reaches 29.99%, which is too high even for subprime credit cards.

Unfortunately, this credit card doesn't offer any rewards or anything similar. Nonetheless, it makes sense getting this card from Room To Go if you are going to make large purchases and would like to take advantage of special financing. Firstly, the credit card offers deferred interest on purchases for up to 6 months, which means that you won’t pay any interest if you pay in full during the first 6 months after a purchase.

Another thing that is quite appealing to the customers is a special financing period for up to 60 months on qualifying purchases. Basically, your purchases must be worth $999.99 or more, and this financing option is a subject to a credit approval. However, you may get financing with little or no interest for up to 5 years, which seems like an utterly convenient option for some families.

Overall, the credit card is worth applying for only if you would like to take advantage of a special financing period or free financing for up to 6 months. Otherwise, this credit card has nothing else to offer. So, if you are looking for rewards or benefits other than financing, its better to look for other credit cards (see below).


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Rooms To Go Credit Card Review

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Related Credit Card/Article

How to Apply For Rooms To Go Credit Card
Full ReviewSo, if, after reading our Rooms To Go credit card review, you think that you need this card, you may consider submitting an online application. This is how you can apply for this credit card from Rooms To Go step by step:At first, you should open the application page of Synchrony Bank by

Rooms To Go Credit Card
If you are looking for new furniture, you may have taken a look at Rooms to Go. This large store specializes in affordable furniture and also offers a credit card for its customers.In some ways, the Rooms to Go Credit Card functions like a loan, allowing users to finance their furniture purchase with a 0 percent introductory annual percentage rate (APR) for 180 days.
Rooms To Go Credit Card

How to Get the Most Out of Rooms To Go Credit Card
Free financing for purchases at Rooms To Go

Rooms To Go Credit Card Payment
As of the present time, there are four common ways how you can pay your Rooms To Go card with ease: online, in store, by phone and by mail. Here, we will explore how to pay your card in each of these ways in detail.Indeed, the quickest and easiest way to pay your Rooms To Go card is to do so online.

The Reward of Rooms To Go Credit Card
No down payment required. When you make a purchase with your Rooms To Go Credit Card, you don’t have to pay anything down except the cost of the sales tax and any delivery fees.Interest-free financing for up to five years. All purchases made with the Rooms To Go Credit Card are eligible for a 180-