You'll earn 5% rewards based on your account year, not your calendar year, so keeping up with your account opening date is important. The 5% earnings rate on the first $5,000 spent annually is too good to miss.

Compound your savings by combining your rewards with several other GM discounts, too. You can stack rewards you've earned on the GM BuyPower Card with eligible discounts, including the GM College Discount, GM Military Discount, GM First Responder Discount, or GM Educator Discount.

GM maintains another loyalty program called "My GM Rewards." Through it  you can earn rewards points for dealership purchases: service, repairs, and, in some cases, OnStar and Sirius XM subscriptions. If you enroll in this program before you sign up for the BuyPower card, you can earn 5,000 bonus points. You can then combine those points with the points you earn with your BuyPower card.

Keep in mind, though, that the points you earn with My GM Rewards don't have the same value as the rewards you earn with the BuyPower card even though you can combine them. For example, you can redeem 3,000 points for one month of GM Remote Access, which costs $14.99 per month. The cash value of My GM Rewards points is around 0.5 cents per point, which is half the 1 cent GM BuyPower Earnings are worth. (We consider 1 cent per point to be the benchmark of a good rewards redemption rate.)


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How to Get the Most Out of GM BuyPower Card

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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GM BuyPower Card

The GMBuyPower card, issued by Capital One, lets fans of GM turn their everyday spending into rewards they can use to pay for dealership services, accessories, and the purchase of a new or leased vehicle. With no annual fee, an introductory purchase APR offer, and a generous rewards rate, GM loyalists can get a lot of value out of this card.
GM BuyPower Card

GM BuyPower Card Review
Full ReviewIf you have or know you're going to get a Buick, Cadillac, Chevrolet or GMC vehicle, the GM BuyPower Card from Capital One definitely warrants consideration. And that probably includes a whole lot of people, considering that these brands offer some of the most popular models on the ma

How to Apply For GM BuyPower Card

You can apply for a GM BuyPower credit card online or in a Capital One branch.To apply online, go to https://www.buypowercard.com.

The Rewards of GM BuyPower Card

Rewards5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that.Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.You can also redeem up to $250 in statement credits each year for purchases on Certified

GM BuyPower Card Payment
Onlinesearch the official websiteLog in your accountmake a payment online