Full Review

Modest initial bonus. For every $100 that you charge to the card during the first 30 days after account opening, you get a discount of $0.25 per gallon the next time you fill up at a BP station. That might sound good, but it actually provides a pretty poor rate of return. Let's say a gallon of gas costs $2.50 and your car holds 20 gallons (the limit for the discount). That means you'd save $5 for every $150 spent, which translates to just 3.33% cash back. The best gas credit cards give you 5% back without dictating the type of station you have to use.

Decent ongoing gas rewards. On an ongoing basis, the BP Credit Card rewards you with a $0.10/gallon discount for every $100 that you spend at BP. You also get 3% back on groceries, travel and dining, as well as 1% back on everything else. The top-end earning rate is solid for BP loyalists, but nothing about this offer warrants committing if you haven't already.

Terrible for carrying a balance. Carrying a balance from month to month with the BP Visa Credit Card means dramatically overpaying on interest. After all, you need good or excellent credit to get the BP Visa, which has a high APR, and the average credit cards for people with good and excellent credit charge 19.24% and 12.99%.

No annual fee, but there’s a good-credit price tag. While the BP Gas Credit Card's lack of an annual fee saves you about $19.76 per year compared to the average credit card, it doesn't distinguish the BP Visa from most comparable gas rewards cards. And though its rewards don't really qualify for the category, the BP Visa Card is similar to the market's best credit cards in the sense that you need good or excellent credit to get it. 

Better options are available. If you don't get approved for the BP Visa, you might be offered the BP Gas Card instead. You generally only need fair credit to get the Gas Card, which can only be used at BP stations. But let's not get ahead of ourselves. Before deciding to apply for one of the BP credit cards, you should definitely compare them to the market's best gas rewards cards for people in your credit category, as well as to the best overall rewards card.



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BP Credit Card Review

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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BP Credit Card
The BP Credit Card is the more basic of two credit cards for BP and Amoco fans looking for ways to save at the pump. If your credit is less-than-stellar, you have a better chance of qualifying for this card. While the APR is high, the per-gallon gas discounts are competitive. Just remember, you can only use the card at participating BP and Amoco gas stations.
BP Credit Card

The Rewards of BP Credit Card
Rewards30-Day Introductory Offer: 25¢ off per gallon every time you fuel up with your BP Credit Card at participating BP and Amoco Stations. Plus, an additional 5¢ off per gallon after loading your BP credit card into the BPme app and using it for fuel purchases.Get 10¢ off per gallon on fuel pur

BP Credit Card Payment
You can submit a BP Credit Card payment online, over the phone or through the mail. To pay your BP Credit Card bill online, register your account, log in, and select "Payments." From there, you can add your bank account and routing number as a payment source. You will be able to set up a o

How to Apply For BP Credit Card
OnlineSearch for the official websiteFollow the requirement and entry the needed messages.

How to Get the Most Out of BP Credit Card
The BP Credit Card is pretty restrictive since you can only use it for gas and other purchases at BP and Amoco stations. You can maximize the rewards by making sure that you register the card on the BPMe app and spend at least $100 in gas at participating stations each month. If you're expl