Stein Mart Credit Card
This Stein Mart credit card review uncovers the benefits, features, advantages and drawbacks of this store card. In this article, you will find out about the both SteinMart credit cards (including Platinum credit card), their fees, APR, features, and required credit. At the end of this page, you can leave your own reviews about this store branded credit card from Synchrony Bank.
pros and cons
Save 10% on your first online purchase.
Earn Reward Certificates and use them just like cash in Stein Mart stores!
Receive a $10 Welcome Reward Certificate just for opening a credit card. Certificate will be included with your new credit card by mail.
Earn 1 reward point for every $1 spent in-store and online at Stein Mart.
Stein Mart Credit Card reports to multiple credit bureaus.
High interest rates.
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.
Does not include many credit card benefits.
Cost
Annual Fee
$0
Purchase APR
26.99% (V)
Foreign Transaction Fee
3%
Cash Back
N/A
Credit Score
N/A
Sams Credit Card
The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.
Big Lots Credit Card
The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.
Surge Mastercard Credit Card
The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.
Menards BIG Credit Card
Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.
Merrick Bank Credit Card
Merrick Bank, for those of you who aren’t familiar with the institution, is an online lender headquartered in Utah that specializes in credit cards and boat/RV financing. That’s interesting enough, but the Merrick Bank Secured Visa Card doesn’t offer much to hold your attention. Don’t get us wrong; it’s not a bad card. It’s just a no-frills, moderately priced option with competitors that are both cheaper and more exciting.