Full Review

Although some reviewers indicate the cards can be used to make purchases in either store type, the card's fine print does not state that this is the case, so your experience may vary. Whether they're interchangeable or not, however, the cards are extremely similar when it comes to both rates and rewards, starting with the matching high 26.24% APRs.

And while each card earns rewards for a different loyalty program, they earn those rewards at the same rates, namely double the regular non-cardholder loyalty program rate. The Bealls Florida Credit Card earn 2X Coast2Coast points per $1 spent on eligible Bealls Florida purchases, while the Bealls Outlet Credit Card earns 2X One Card points per $1 spent on qualifying Bealls Outlet purchases.

Both types of cardholders also redeem their points at the same rate, earning a $5 Reward Coupon for every 200 points they redeem, which equates to a 5% return at the 2X points per $1 rate. Reward Coupons can only be used for purchases at the associated brand (i.e., Bealls Florida coupons can only be used at Bealls Florida stores or at BeallsFlorida.com).

The main differences between the two cards will be in the fringe benefits and discounts. For example, the Bealls Outlet Credit Card provides 15% off of your entire purchase one day a week (Monday for those age 50 and over or Friday for those age 49 and under), while the Bealls Florida Credit Card merely provides 15% off your first card purchase.

On the other hand, Bealls Florida Credit Card members have the opportunity to earn Gold status by spending $500 or more in a calendar year. Gold status members will receive free standard shipping on BeallsFlorida.com orders (to the continental US only).


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Bealls Florida Credit Card Review

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Bealls Florida Credit Card
Similar to other multi-faceted brands, Bealls has two distinct credit card products for each of its main brands. The Bealls Florida Credit Card, which earns Coast2Coast Rewards, is usable at Bealls Florida locations. The Bealls Outlet Credit Card, which operates on the One Card loyalty program, can be used in Bealls Outlets nationwide.
Bealls Florida Credit Card

How to Apply For Bealls Florida Credit Card
OnlineVisit the Bealls Florida Credit Card website.Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.Check the information is accurate and submit your application.If you're denied click

How to Get the Most Out of Bealls Florida Credit Card
Frequently shop at any of 500 Bealls department stores.

The Rewards of Bealls Florida Credit Card
RewardsReceive 20% off first-day purchases.Earn 2 points for each $1 spent. Receive $5 in Rewards for every $100 spent on your Bealls Florida credit card account.Receive a special Birthday bonus during your birthday month.Maximum Reward redemption value is $50 (2000 points) in one calendar month. Re

Bealls Florida Credit Card Payment
OnlineIn order to pay online, you must create an account on the Bealls Florida Credit Card online website. Please visit Bealls Florida Credit Card's website for more details on how to register.