Full Review

The Citizens Bank Cash Back Plus® World Mastercard® stands out among the competition by letting you earn 1.8% cash back on every purchase. While it’s not quite 2%, it’s more than 1.5% – a common figure among other mid-tier cash back cards – therefore you’re getting more value back out of every cent you spend. Without rotating categories or earning limits, the card gives you ample flexibility to get as much money in return as you can.

Redeeming rewards is not quite as unrestricted, however. You can cash out your earnings as either a direct deposit into a Citizens Bank account or as a credit card statement credit. Unfortunately, options like gift card, merchandise, or travel booking are not available with this card.

What is available is a generous introductory 0% APR period on balance transfers. If you’ve been planning to consolidate other outstanding debt and save on interest charges, the Citizens Bank Cash Back Plus® World Mastercard® offers no interest for 15 months from the date you open your account.

Another appealing characteristic about this card is the fact that there is no annual fee, no foreign transaction fees, and no penalty APR if you’re late on a payment (you will still be charged a late payment fee if you miss your due date, however).


Citizens Bank Cash Back Plus™ World Mastercard® Review

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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The Citizens Bank Cash Back Plus World MasterCard offers straightforward earnings and above-average cash rewards, making it a good choice for the casual rewards card user.
Citizens Bank Cash Back Plus™ World Mastercard®
Use your card for every purchase to earn a high rate of cash back.Make a large purchase with the card in the first 15 months to take advantage of the card’s 0-percent introductory offer.If you carry other credit cards that offer more lucrative bonus points on certain types of purchases, use this c
1.8% cash back on your everyday eligible purchases.No limit to the amount of cash back you can earn.
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