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How to Apply For First PREMIER® Bank Secured Credit Card

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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First Premier Bank Gold Mastercard

The First PREMIER Bank Mastercard is the epitome of the high-fee, low-value credit card. It’s meant for consumers with low credit scores or no credit histories who may not qualify for better cards, and the fees and high interest rate reflect the additional risk the bank assumes. Nevertheless, people who are building credit may have far better options, such as a secured credit card.

First PREMIER® Bank Secured Credit Card

If you’re trying to build credit, the First PREMIER Bank Secured Credit Card might look tempting because it offers a slightly lower interest rate than some of its competitors. But that choice could come back to haunt you due to this card’s suite of fees, especially if you’re hoping to increase your credit limit down the road.

First Premier Bank Gold Mastercard Review

Full ReviewThe First PREMIER credit card is a pricey unsecured card for people with poor credit who need to borrow a small amount of money for emergency expenses and have few alternatives. Everyone else should avoid the First PREMIER Mastercard because of its costly fees, which include annual fees o

First PREMIER® Bank Secured Credit Card Review

Pros ExplainedFree FICO score: Each quarter, you’ll get a new FICO score update listed on your bill. You can use this to help you track changes in your credit score.Low-ish interest rate: Many of the better secured credit cards also come with higher interest rates—but not by much. Still, it’s

Who Is First PREMIER® Bank Secured Credit Card Best For?

Make no mistake about it: This card is meant for people with little or no credit and few options for a credit card. The ongoing interest rate is lower than some competing cards, which could save you some money as you work toward building (or rebuilding) your credit history. However, if you’re look

First PREMIER® Bank Secured Credit Card Payment

You can pay your First Premier Secured card the following ways:By phone at 800-315-6350Through the PREMIER Credit Card mobile app for iOS and AndroidBy bank wireWith MoneyGram, Western Union or in over 100,000 locations nationwideVia mail to: First PREMIER Bank, PO Box 5529, Sioux Falls SD 57117-552

How to Get the Most Out of First Premier Bank Gold Mastercard

We do not recommend using this card because of its numerous, expensive fees. However, if you still plan to get it or already have it, the best way to use it is to pay off your balance every week. Doing so keeps your restrictive credit limit open for purchases, ensures you don’t pay late, and keeps

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