Details of pros

Unsecured Credit Line Access: When you have poor credit or no credit at all, you often can only qualify for secured credit cards, which can require you to put down hundreds of dollars as a security deposit. If parting with your hard-earned cash isn’t appealing, the Blaze Mastercard may be a solid alternative. You may be able to qualify for this card even if you have less-than-stellar credit, and get access to an unsecured line of credit. 

Qualify for an Increased Credit Line: Cardholders who keep their account in good standing with on-time payments can qualify for a credit line increase in as little as six months. Many cards for people with bad credit don’t have as clear of a timeline for qualifying for a credit line increase. Being able to get more spending power in less than a year is a nice benefit.

Details of cons

Costly Fees: Before applying for the Blaze Mastercard, you should be aware of two major fees: 

Annual fee: You’ll be assessed a $75 annual fee before you use this card, and the fee reduces the amount of credit you have available. For example, if you are approved for a $350 credit line, the fee would lower the available credit to $275. 

Authorized user fee: Adding an authorized user, such as a spouse or partner, to the account will incur a $20 annual fee. 


Blaze MasterCard Credit Card Review

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Related Credit Card/Article

The Blaze Mastercard is an unsecured credit card designed specifically for people working toward building their credit. After making six on-time monthly payments, cardholders can qualify for a credit line increase, but they will pay an annual fee and authorized user fee.The Blaze Mastercard bills itself as the "go-to card for people to start rebuilding their credit." If you want to repair your credit without resorting to a secured credit card, the Blaze Mastercard is a solid option.
Blaze MasterCard Credit Card
Check Your Credit ScoreThis step is optional, but it's a good idea to know your credit score before you apply. While the Blaze Mastercard is known for approving applicants with lower credit scores, it helps to know just where you stand before you submit your application.You can get your credit s
If you have no credit history or poor credit and don’t want a secured credit card, the Blaze Mastercard can be a good option. It gives you access to an unsecured line of credit, and you can qualify for an increased credit line in as little as six months. While it does charge fees, this card c
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