Details of pros

Cardholders can enjoy an additional five points if they purchase anything from any Hobby Lobby shop. Moreover, it provides one point per dollar spent on all other shops across the United States. It considers that a happy client helps companies be prosperous and provides $25 for every 2500 points earned.

Additionally, 1000 bonus points are added to your account if you make your first Buy within 90 days of opening your account. The Hobby Lobby Credit card is associated With US Bank, so all of your communication regarding the card will probably be with US Bank. The Credit score requirement is also decent enough.

Having talked about the reasons to purchase, let’s see why one should not get one.

Details of cons

There is an annual fee that depends on your credit card score. That is between $0 to $29. But this depends on your credit rating and, thus, is not told you when you apply.

The APR charges vary between 13.74 to 24.74 percent. There is an additional late fee of $39.

Generally, the grace period is 24 days; if you miss it, you will be charged heavily by the bank.

This credit card is for people who use a lot of credit cards for shopping. If you are not an avid shopper, then this card is not for you. It is also tough to get qualified to get this credit card as it only accepts customers with a credit rating of more than 600.

This credit card has the following features:


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Hobby Lobby Credit Card Review

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Related Credit Card/Article

Hobby Lobby Credit Card
There are lots of reviews about this company, which demonstrate that it is reliable and very efficient.It can be a big advantage, because majority of retail credit cards are applicable only for specific retail chains.However, with Hobby Lobby Credit Card you can be certain that your card is accepted almost in all shops.
Hobby Lobby Credit Card

How to Apply For Hobby Lobby Credit Card
You can apply this card online, thus saving a lot of time and effort. The application process is simple and only basic credit checks are made to make sure that there is no issue from the customer’s side. Now apply online here!You have to fill your following information correctly in the application

How to Get the Most Out of Hobby Lobby Credit Card
You can only use the Hobby Lobby Credit Card at Hobby LobbyYou can use the Hobby Lobby Credit Card anywhere that Visa/Master is acceptedPay your balance on time.Avoid unnecessary interest and fees.If you have any question, you can contact the credit card's customer service.

The Rewards of Hobby Lobby Credit Card
RewardsEarn 5 points per eligible net $1 spent at Hobby Lobby stores or HobbyLobby.com.Earn 1 point for every eligible net $1 spent everywhere else Visa Cards are accepted.Receive a $25 Hobby Lobby Rewards Card for every 2,500 points you earn.

Hobby Lobby Credit Card Payment
To make your credit card payment, visit the homepage of this credit card, log in to your online account using the steps given above. When logged in you will see the Installment option right in the dashboard.So, send your payments to:Side interest Lobby Visa/U.S. Bank Cardmember Service, P.O. Box 790