This simple card is great for anyone on a fixed income and good credit. With no annual fee and small late-payment fees, you can easily reap the rewards on everyday spending without extra out-of-pocket costs—and you don’t have to be an AARP member to take advantage of this card. 

The card caters to those who dine out a lot and want an easy-to-understand rewards system. And you can feel good about dining out, given that 10 cents of every restaurant purchase goes to feeding Americans older than 50. 


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Who Is AARP Credit Card Best For?

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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The Rewards of AARP Credit Card
RewardsThere's a decent amount of flexibility in using the points you earn with the AARP card. Here are your options:Cash: Get cash direct deposited into your checking or savings account, or applied as a statement credit. A point has a value of 1 cent when redeemed for cash back. AARP membe

AARP Credit Card
The AARP Credit Card from Chase offers a great combination of high-value rewards with minimal ongoing costs, as long as you pay your bill on time and in full. Frequent diners may find this card especially attractive given the rewards on restaurant spending and the charity donation Chase makes on those purchases.
AARP Credit Card

AARP Credit Card Review
Details of prosLow fees: Not only does this card have no annual fee, it also has lower late fees than most cards. Whereas some cards charge up to the maximum threshold allowed by the federal government (up to $29 the first time you're late, or up to $40 if you've been late on your payment mo

How to Apply For AARP Credit Card
Apply onlineSearch for the official websiteFollow the requirement and entry the needed messages.

How to Get the Most Out of AARP Credit Card
Achieve the new-cardholder bonus by putting all your dining and gas purchases on this card. For instance, if you spend $100 per month on gas and $150 per month on dining out, you’ll meet the $500 minimum spend in just two months. Plus, you’ll get 3 points per dollar in both categories, totaling

AARP Credit Card Payment
Pay by PhoneCall card member services at 1-800-436-7958.Enter the full credit card account number. This can be found on your statement under the account summary.Enter the zip code associated with the card.Listen for the current balance amount, statement balance and due date.Press 2 for payment infor