Rewards

The PNC points Visa Credit Card offers a flat 4 points per dollar on every purchase you make. If you have one of the bank’s eligible checking accounts and meet other requirements, you could qualify for up to 7 points per $1. Again, it may sound like a lot, but the rewards rates are misleading, since the redemption values are so meager. Here’s the breakdown:

25% bonus: Earn 5 points per $1 if you have a Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select, Performance or Performance Select checking account. You don’t have to meet any balance or direct deposit requirements for this bonus level.

50% bonus: Earn 6 points per $1 if you have a Performance checking account or Virtual Wallet with Performance Spend. Also, you’ll have to maintain an average monthly balance of at least $2,000, receive monthly direct deposits of $2,000 or more, or maintain a combined average monthly balance of at least $15,000 across your PNC consumer deposit and investment accounts.

75% bonus: Earn 7 points per $1 if you have a Performance Select Checking account or Virtual Wallet with Performance Select. You’ll need to maintain an average monthly balance of at least $5,000, receive monthly direct deposits of $5,000 or more, or maintain a combined average monthly balance of at least $25,000 across your PNC consumer deposit and investment accounts.


The Rewards of PNC points Visa Credit Card

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Related Credit Card/Article

Pros ExplainedOne rewards rate on all purchases: Some credit cards have a tiered program that offers different rewards rates on different types of purchases. Some even cap how much you can earn in these categories. With this card, you can avoid keeping track of all that, and you’ll earn a more pre
The PNC points Visa Credit Card makes it easy to earn a lot of rewards points, but they’re worth so little that most people are better off with any number of other cash-back cards on the market. The one way to get a decent value is to maintain a big balance in a qualifying PNC checking account.
PNC points Visa Credit Card
At first glance, the PNC points Visa Credit Card has a pretty impressive rewards rate: 4 points for every $1 you spend, and even more if you are an eligible PNC banking customer.But PNC points are worth a fraction of a penny each, so for most people, the rewards are quite meager. In fact, 4 points p
OnlineApply for a new PNC points® Visa® Credit Card through PNC.com.Offer available when applying through any of the links provided on this page. If approved, 50,000 bonus points will be awarded after you have made at least $750 in purchases during the first 3 billing cycles following account
The best way to maximize the value of the PNC points Visa Credit Card is to qualify for the 75% relationship bonus on points, and then always use your points to book airfare, hotels or other travel through the bank’s rewards portal. This would give you an average value of 2.1 cents per $1 spent, b
Pay with your phoneIf you are using an Android or Samsung device, you can enroll your PNC cards in Android Pay by tapping on the 'Settings' icon below the card you wish to enroll and selecting 'Add to Android Pay' option.Pay by make a phone callCall 1-888-PNC-BANK (1-888-762-2265) to