The best way to maximize your rewards with the U.S. Bank FlexPerks Gold American Express card is to use it to make purchases at restaurants for the enhanced rewards earnings on dining. You can also maximize your rewards by getting 2X points on gas station and airline purchases. If you travel a lot or eat out a lot, this card can help you maximize points. 

In fact, in 2018, the average consumer spent $3,459 on food away from home. That’s 10,377 FlexPoints—or about $155 in terms of travel redemptions. That’s more than enough to offset the annual fee. With other spending added in, there’s a possibility of earning even more and maximizing your rewards further. 

When using a credit card like the U.S. Bank FlexPerks Gold American Express, it might make sense to do most of your regular spending on the card to earn rewards. However, it’s important to pay off the balance each month to avoid paying interest.


How to Get the Most Out of U.S. Bank FlexPerks® Gold American Express® Card

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

Sponsored Links

Related Credit Card/Article

The US Bank FlexPerks Gold American Express card isn’t as talked about as some of the other big-name travel rewards cards. Yet this card packs in a lot of value for people who like to dine out, order food in, travel and stay in hotels.
U.S. Bank FlexPerks® Gold American Express® Card
Online paymentsearch the official websiteLog in your accountmake a payment online
Details of prosExcellent rewards-earning rates on a lot of purchases: The top earning rate, for prepaid hotels and car rentals booked through the FlexPerks platform, is higher than what any other card in its class offers. Earning 3 points per dollar spent at restaurants and 2 points per dollar spent
If you’d like to get in on the travel rewards game, this card is in the running with the likes of the Chase Sapphire Preferred and Capital One Venture card, but for a lower annual fee. It comes with many of the same travel perks, but it may be even better suited than the Sapphire Preferred for peo
Apply onlineSearch for the official websiteFollow the requirement and entry the needed messages.
RewardsThe card offers 5 points per $1 spent on prepaid car or hotel reservations made on the Rewards Center site, which is exceptional for this rewards card category. And if you’re an avid foodie, you might really be able to make bank with this card because it offers 3 FlexPerks points for every