You can apply for a SunTrust credit card online, by phone (800-279-4824), or by visiting a SunTrust branch. 

To apply, just provide your personal information, including your name, address, Social Security number, date of birth, and other info requested. It takes about 5 minutes to fill out an application, and applicants often get an immediate decision when applying online or in person. 

If you don't get an instant decision, contact customer service at 800-786-8787 to check on the status of your application.

Most SunTrust credit cards require at least good credit, which is a credit score of at least 700. However, the SunTrust Secured Card is available for applicants who do not meet that criteria.


How to Apply For SunTrust Secured Credit Card

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

Sponsored Links

Related Credit Card/Article

The SunTrust Secured Card isn’t as flashy or well-known as the secured cards from some of the major card issuers. Still, we think this card is worth taking a second glance at because, unlike most other secured cards, it offers rewards for your spending and you’ll even earn interest on your security deposit.
SunTrust Secured Credit Card
Details of prosOffers rewards: It’s relatively rare to see a secured card that offers rewards, especially in such useful areas as gas and groceries. Chances are, if you spend a fair amount in these areas, you can earn more in rewards than you pay for the annual fee.At least a 10% rewards bonus for
We recommend this card if you’d like to try your hand at earning cash-back rewards while building your credit. After all, there are very few secured cards out there that also offer rewards. And, when you close the card and get your deposit back, SunTrust will pay you interest on your deposit—som
Use the card for all of your grocery and gas purchases so that you can maximize the 2% cash-back rate. Also, consider opening a SunTrust checking or savings account to take advantage of the 10% SunTrust redemption bonus. You don’t have to actually use the account for your everyday transactions; yo
You can choose to make payments through our mobile app, online at suntrust.com, by phone, by mail or in person with a banker or teller at any SunTrust Bank branch.Onlinesearch the official websiteLog in your accountmake a payment onlineBy MailMail All Other Payments and Payoffs as follows:Credit Car