You can easily see whether you qualify for Indigo® Mastercard® online. Just enter your full legal name, address, date of birth and Social Security number on the Indigo Card website, along with your email address and at least one phone number. After you submit your application for Indigo pre-approval, you should receive a decision in a few seconds.

You have to pre-qualify for the Indigo Mastercard before you can officially apply for an account, so anyone who wants the Indigo Card had better learn how to navigate the process. And while you now know the basics, there are some other important pieces of information you should be aware of.

Here’s what you should know about Indigo pre-approval:

Although the Indigo Credit Card requires pre-qualification, you still have to submit a formal application afterwards.

Unlike a credit card application, checking for pre-approval won’t cause a temporary drop in your credit score. That’s because it’s based on a “soft” credit check.

If you get pre-approved, that means you have a roughly 90% chance of a successful credit card application.

If you don’t pre-qualify for the Indigo Card, you may be invited to apply for a different card from another bank instead.

If you don’t get Indigo pre-approval the first time, you can try again in 60 days. And in the meantime, you can sign up for WalletHub’s free credit reports and scores to make sure your credit is in the best possible shape when you apply.


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How to Apply For Indigo® Platinum Mastercard®

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Indigo® Platinum Mastercard
The Indigo Platinum Mastercard is an option “for those with less than perfect credit,” as the card's website states — but it may not be an ideal one. The card, issued by Utah-based Celtic Bank, comes in a variety of different colors and designs, but don't let that distract you from its potentially high fees.
Indigo® Platinum Mastercard

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If you need to establish or rebuild your credit and don’t have the cash on hand to put down a security deposit, the Indigo Platinum Mastercard might be worth checking out. You’ll first need to fill out a prequalification application, which will help determine whether or not you may qualify witho

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If approved, once you begin using the card, your credit activity will be reported to the three credit bureaus. This reporting is critical, since consistent positive behavior will lay the foundation for building your credit score.The best way to improve your credit with this card (or any card) is to

Indigo® Platinum Mastercard® Review
Details of prosNo security deposit required: Typically, if you have very poor or nonexistent credit, you have to opt for a secured credit card (for which you leave a security deposit that matches the credit limit), or you have to get someone to add you as an authorized user on their account. The Ind

the Rewards of Indigo® Platinum Mastercard®
RewardsPre-qualify for a card today and it will not impact your credit scoreLess than perfect credit is okayMobile account access at any timeFraud protection for stolen or lost cardsAccount history is reported to the three major credit bureaus in the U.S.

Indigo® Platinum Mastercard® Payment
You can pay your Indigo credit card bill online. You can also make a payment over the phone by calling the number on the back of your card, or mail in a check or money order. The Indigo Mastercard requires at least a minimum monthly payment of $25 or 1% of your balance, whichever is more. Accepted f