Details of pros

You can finance large jewelry purchases with minimal to no interest as long as you can pay the balance within the promotional period.

The LIVE LONG LOVE card offers special birthday and anniversary benefits as well as periodic sweepstakes for qualifying cardholders.

Depending on how much credit you want with the company, you may not need to have an excellent credit history to get approved.

Details of cons

This card has a potentially high variable interest rate outside of the special financial offer. Comenity Bank and Kay don’t actually publish rates, so make sure you review your offer carefully before you accept.

The card has a lackluster history of careful accounting—reviewers repeatedly note that the bank overcharges or double charges finance fees and that it’s difficult to get these situations resolved.

You can only use this card at Kay, and you must use it every twelve months to keep it active or it will be closed.


Kay Jewelers Credit Card Reiew

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Related Credit Card/Article

The jewelry store with the tag line “Every kiss begins with Kay” makes getting—and giving—those kisses a little easier for qualified buyers via the Kay Jewelers credit card. As with any offer, there are pros, cons and alternatives you might want to consider before applying for this retail card. Here’s what else you need to know.
Kay Jewelers Credit Card
OnlineFirst of all, you should launch the website of Comenity Bank:Then, you should click on the “Get Prequalified” button, which you notice in the center of the page.On the next page, you should click on the black “GET PREQUALIFIED NOW” button in order to proceed further.Following it, you w
Spend money on jewelry with discountsPurchase birthday or anniversary present with discounts
OnlineFirst of all, the easiest way to pay your credit card from Kay Jewelers is to do so online. For that purpose, you should follow the instructions from the “Login” section above and sign in to your account. Then, you will be able to make a payment right there.By MailAnother way to make a pay