Use it for all your Victoria’s Secret shopping: You’ll earn 3X points on bras and 1X point on all other purchases from Victoria’s Secret, which will provide a nice return on your spending to help offset those high prices.

Choose your triple point days: Each year you can choose one to three triple point days (depending on your status tier), during which you’ll earn 3X points on non-bra purchases.

Earn double points by paying off the card in-store: Once per month you can earn double points on non-bra purchases, when making a credit card payment in-store at the time of purchase.

Get free shipping on purchases that include bras: Use code JUST4ANGELS to get free standard shipping on purchases that include eligible bras; clearance bras (price ending in $.99), prior purchases, and purchases with other shipping or bra offers are not eligible.

Sign up for marketing emails: Submit your email address to get a newsletter email from Victoria’s Secret that will let you access certain card benefits, and to receive special offers and discounts.

Pick a design you love: When applying for this card you can select either the basic VS design (the default option) or the PINK Angel Card design. The only difference is in the card design, all the other card features are the same.

Keep your Angel Reward points active: Your points will expire after 12 consecutive months of no card activity, so be sure to use your card at least once per year to keep your points active. But bear the following point in mind too…

Keep your card open: Some former cardholders report having their accounts closed for inactivity, so you’ll want to use this card throughout the year to make sure it stays active. We recommend using your card at least once every six months to keep it open.

Use reward gift cards before they expire: After accruing 250 points you’ll automatically get a Victoria’s Secret gift card in the mail: $10 for Angel and Angel VIP users, and $15 for Angel Forever. These gift cards are only valid for 90 days after they’re issued, so be sure to use them before then.

Pay the full statement balance every month: You shouldn’t carry a balance from month to month on this card because interest will accrue at a very high APR. Pay your statement balance in full each month instead, which will let you avoid interest charges completely.

Make payments early: Make your payments well ahead of your due date because many people have reported issues making payments, either from slow processing times or administrative errors. Consider paying off the card throughout the month as you make purchases, rather than waiting for your statement. Online payments must be made before 8 p.m. EST to be credited for that same day; after 8 p.m. EST, online payments will be credited for the next day (which could make your payment late).


How to Get the Most Out of Victoria's Secret Credit Card

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Related Credit Card/Article

You can apply for the Victoria Credit Card at www.TheVictoriaCreditCard.com and complete an application form online or at any Victoria's Secret or PINK store. The Victoria Credit Card can be used at VictoriasSecret.com and at all Victoria's Secret & PINK stores. You'll be r
The Victoria’s Secret Angel Card provides some strong benefits and high rewards for Victoria’s Secret shoppers who spend a significant amount of money on their lingerie. Just watch out for its high APR; you won’t want to carry a balance on the card, or it may become more of a curse than a blessing.
Victoria's Secret Credit Card
Full ReviewPoints equal 4% “cash” back. You will generally earn 1 point for every $1 you charge to the Victoria’s Secret Credit Card, which is pretty much the market average for a rewards card. But while most credit card points are worth about a penny apiece, the Victoria’s Secret Card gives
RewardsAt the first two membership tiers — Angel and Angel VIP — the Victoria’s Secret Angel Card provides a 12% cash back equivalent for bra purchases at Victoria’s Secret, with a 4% cash back equivalent for other purchases. Points are worth 4 cents each at these tiers.At the highest member
OnlineIf you pay online before 8 p.m. EST, you’ll be credited for paying on that same day; after 8 p.m. EST, you’ll be credited for paying the next day. The transaction may take up to two business days to complete, but you’ll be credited for paying according to the rules just described.This me