Bank of America® Cash Rewards

From very_good To exceptional ( Credit Recommended 720-850 )

Everyday rewards are a staple of the Bank of America® Cash Rewards credit card. Its $0 annual fee makes it easy to get the most out of your rewards card. Earn 3% cash back on purchases in a chosen category and 2% at US grocery stores and wholesale clubs for the first $2,500 in combined purchases each quarter, reverting to 1% after. All other purchases earn you a consistent 1% cashback.

pros and cons

Signup bonus: Online cash.

Cashback: More for gas and groceries.

Intro APR: Purchases and balance transfers.

No annual fee.

Foreign transaction fees.

Balance transfer limits.

Cost

Annual Fee

Purchase APR

15.49%-25.49% (V)

Foreign Transaction Fee

Cash Back

1%-3%

Credit Score

720-850

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Rewards

Welcome Offer

Cash Back

Costs

Regular APR

Annual Fee

Cash advance rate

Foreign transaction fees

Application

Go to the Citi website.

When you fill out your application form, you’ll need to provide:

Payment

Online Bill Payment

On your mobile device

By phone

By mail

Customer Service

Phone

Mail address

Bank of America® Cash Rewards

pros and cons

Cost

Annual Fee

Purchase APR

Foreign Transaction Fee

Cash Back

Credit Score