Whether you have a limited business credit history or past credit challenges, the Wells Fargo Business Secured Credit Card is designed to give you an entryway into the world of business credit. If you’re looking for a higher credit limit and the ability to earn rewards or cash back on your business expenses, this card may be right for you, even with the annual fee. 

The rewards are appealing whether you prefer simple 1.5% cash back, or seek more flexible points for flights, merchandise, or gift cards.



Who Is Wells Fargo Platinum Credit Card Best For?

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Apply onlinelook up and pick your card on website "https://www.wellsfargo.com/"Click the "Apply" button on web link located on the topenter the needed information like "About You""Your Finances""Card Options"review and submit your information
Although the opportunity to earn cash back or rewards is great, remember that this card is designed to help you build (or rebuild) business credit. Wells Fargo reports your activity to the Small Business Financial Exchange, which gathers small-business payment data. Your main focus should be on usin
RewardsNo annual fee, but other charges lurk. The Wells Fargo Platinum card is about $19.76 per year cheaper than the average card, thanks to its lack of an annual fee. But that does not mean the Wells Fargo Platinum will necessarily be free to use. You will have to pay a 3% foreign-transaction fee
By signing on to Wells Fargo Online®.By mail. (Please include your credit card account number on your check)Regular mail: Wells Fargo Card Services, P.O. Box 51193, Los Angeles, CA 90051-5493Express mail: Lockbox Services 51193, Attn: WF Consumer Credit Card, 3440 Flair Drive, El Monte, CA 91731By
With one of the longer 0% introductory rate offers on the market, the Wells Fargo Platinum Visa Card can help you take control of debt or spread out big purchase payments. There’s no rewards program, but the potential savings on interest, plus some nice cardholder perks, may make this card worthwhile.
Wells Fargo Platinum Credit Card