Rewards:

Cardholders will get 35% off their first purchase with the card, along with a 15% off coupon in the mail. 12 additional discounts will be mailed every year, one per month. Purchases made with the card can be returned without a receipt. if you spend $600 in a calendar year you'll become a lifelong Kohl's MVC (Most Valued Customer), which will provide an additional six discount mailings per year, a birthday gift, and free shipping events every month. That's about all there is to the Kohl's Charge Card; there are no spending rewards, although you can sign up for Kohl's unrelated Yes2You Rewards program for free (which Kohl's shoppers should do). That program provides 1X point per dollar at Kohl's, which comes to a 5% cashback equivalent.


Costs:

Annual Fee

$0

Annual Bonus

None

APR

27.24% (variable)

Late Fee

up to $37

Foreign Transaction Fee

None


Application:

Applicate online

If you have received a Personal Offer Code, please enter it below. Otherwise, click Apply Now to apply for a Kohl's Charge.


Payment：

Desktop

Register your account at My Kohl's Charge for FREE online payments. You may also schedule one payment per day for up to 180 days in the future. Payments made after 7:00 p.m. (central time) will post the following day.

Mobile Site / Kohl's App

Looking to make a payment on your smartphone? Download the Kohl's App or visit our website on your mobile phone today!

Before making a payment using our Kohl's App, you'll need to link your Kohl's Charge to the app. Also, make sure you have a saved payment option for your account by setting it up through My Kohl's Charge on your desktop, smartphone, or through our automated phone system.

By mail:

Payments received after 5:00 p.m. (central time) will post the following day. Make your check out to Kohl's Payment Center and mail it to:

Kohl's P.O. Box 60043 City of Industry, CA 91716

Kohl's P.O. Box 1456 Charlotte, NC 28201

In Store

You may make a payment at the store using a check, cash, debit card or money order. We also accept payments using a Kohl's Cares® card. Cash or check payments will free up more of your available credit the same day if paid at a register. Sometimes Kohl's will place a hold on a check payment to allow for enough time to pass to ensure that the payment is processed by your bank. Other payment types may not have the same, timely result. Payments are accepted until close of business for that store. Please retain your receipt for your records. Please note: The payment may not appear on your statement until the following day, but will be back-dated to the day the payment was made.


Customer Service:

Phone number

For additional assistance, contact Customer Service at +1 (800) 564-5740.

Kohl’s Charge Credit Card

From good To exceptional ( Credit Recommended 690-850 )

Kohl’s Charge Credit Card

Frequent Kohl’s shoppers can be rewarded for their patronage with the Kohl’s Charge Card. You’ll receive multiple discount coupons through the mail, can return items without a receipt, and spending $600 in a year will give you lifelong Kohl’s Most Valued Customer status, and all the shopping benefits that come with it.

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01

pros and cons

15% discount arrives in the mail with your new card

35% discount on your first purchase in-store or online

12 special discounts of 30%, 20% or 15% every year

Certificates expire in only 30 days

Points expire 1 year after they’re earned

Can only use the certificate at Kohl’s and Kohls.com

Cost

Annual Fee

$0

Purchase APR

27.24% (V)

Foreign Transaction Fee

$0

Cash Back

None

Credit Score

690-850

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