Spend more to get more: 

The more you spend at Macy’s with your card, the higher your member status will be. Higher status levels come with better benefits.

Use your Star Passes: 

Every year you’ll get Star Passes, which you can use to get 25% off at Macy’s for one day. Cardholders with higher status will get more Star Passes per year.

Expect a birthday gift: 

Each year you’ll get a birthday surprise; be sure to use it before it expires.

Put Star Money Days on your calendar:

 Cardholders get access to Star Money Days each year, during which you’ll earn excellent rewards for Macy’s purchases.

Getting married: 

Use Macy’s Registry Star Rewards to create a gift registry and earn 10% back on your own purchases, plus 5% back on purchases made by other people.

Earn 5% back at Macy’s:

 Cardholders with Platinum status will earn 5% back in rewards for Macy’s purchases, but you need to spend at least $1,200 per year at Macy’s to reach that status.

Use Star Money rewards quickly:

Your rewards are automatically redeemed for Star Money rewards certificates, which can only be used at Macy’s and expire 30 days after being issued. Be sure to use them while they’re still good.

Take advantage of free shipping:

Gold and Platinum members will get free shipping on eligible items from Macy’s and macys.com.

Add cards to Macy’s My Wallet: 

Add your Macy’s card or cards to the Macy’s My Wallet app to easily manage your accounts, payments, and discount offers.

Check out Amex Offers and other benefits:

 Macy’s American Express Cardholders have access to additional benefits, including Amex Offers, which provides extra points at a changing selection of retailers.

Set up automatic payments: 

Many cardholders have reported issues with payment processing and billing, so set up automatic payments for the full statement balance each month. You may also want to check to make sure the payment goes through on time, and there are no interest charges or late fees piling up.

Improve your credit scores:

 Store credit cards are typically easier to qualify for than general-use rewards cards, making them attractive for people with less-than-great credit. If you use them responsibly you’ll improve your credit and eventually can qualify for better cards.


Home >> Macy's Credit Card

Getting The Most Out of Macy's Credit Card

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Lowe's Advantage Credit Card
Thinking about applying for the Lowe’s Advantage Card? If you want a card with rewards and advantages like 5% off* when you shop, or six months Special Financing** on purchases of $299 or more, or 84 fixed monthly payments with reduced APR† financing on purchases of $2,000 or more, a Lowe’s Advantage Credit Card may be right for you.
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Home Depot Credit Card
The Home Depot Consumer Credit Card, issued by Citi, is a store credit card exclusively for Home Depot purchases.
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Fortiva® Mastercard® Credit Card
The Fortiva Mastercard is geared toward people with poor credit scores who might not otherwise qualify for a credit card.
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Home Depot Credit Card Application
Home Depot Credit Card Application Online1.To get started, visit website at homedepot.com/applynow.2.Click on “Credit Services” at the top of the page.3.Scroll down to the Consumer Credit card area and click “Apply Now” to apply for Home Depot card4.Enter your first and last name, your email

Chase Freedom Unlimited® credit card
The Chase Freedom Unlimited® offers a compelling combination of easy-to-learn rewards, flexible redemption options, a solid sign-up bonus, and a lengthy 0% introductory APR period — all for an annual fee of $0. Although the card has done away with its splashy 3% introductory rewards rate, its other features still put it at the top of the class among 1.5% cash back cards. And if you carry other credit cards that earn Chase Ultimate Rewards® points, it packs even more value.
Chase Freedom Unlimited® credit card

Best Buy credit card
Best Buy has 2 tiers of consumer credit cards: My Best Buy® Credit Card and My Best Buy® Visa® Card.Visa cardholders can utilize their card anywhere Visa is accepted. That means they have the opportunity to earn a percentage back on more spending, and they also have cash advance and balance transfer options.
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Apply for Menards Credit Card
In fact, the entire application process takes around 10 minutes, so you won’t have to spend a lot of time on it. So, just follow our guidelines below and apply for this credit card.In the first place, you should open the website of this credit card: https://www.menards.com/main/credit-services/c-3

How to apply for Fortiva Credit Card
Online at myfortiva.com/unsecured-credit-card/offer/First and the most used method is to apply online. In order to apply online for the card, follow these steps:• First of all, visit their official website or simply click the link given above• There, on the top center of the page, you will see a

AAA Dollars® Mastercard®
You’ll need a AAA membership to apply for this card, and depending on your zip code, this card may not be available to you or you may get a different offer. You can take advantage of a 40% bonus when you redeem your points for AAA gift cards, as well as a long 0% intro APR period for purchases and balance transfers.
AAA Dollars® Mastercard®

American Eagle Outfitters Connected Visa credit card
Fans of American Eagle Outfitters and Aerie will love the opportunity to accelerate their rewards by using the Connected Visa credit card anywhere Visa is accepted.
American Eagle Outfitters Connected Visa credit card