Start using the card immediately: 

After being approved for the Kohl’s Charge Card you’ll be given a temporary card number you can use to start making purchases right then and there.

Activate and register at My Kohl’s Charge:

 After receiving your card in the mail you should activate it, and create your online account at the My Kohl’s Charge website.

Take advantage of all your discounts:

 You’ll get a 35% discount on your first purchase, a 15% discount in the mail, periodic discounts throughout the year, plus extra savings. Be sure to keep track of them and use them before they expire. You need to pay with your Kohl’s Charge Card to access these discounts.

Combine discounts: 

You can combine the discounts you get from this card with many other Kohl’s sales and coupons, including Kohl’s Cash and Yes2You Rewards.

Enroll in Yes2You Rewards: 

Enroll in the Yes2You Rewardsprogram to earn 1X point per dollar when shopping at Kohl’s, whether you pay with the Kohl’s Charge Card or not. Every 100 points is worth $5 in Rewards Cash, giving you a 5% cash back equivalent. Rewards Cash certificates expire 30 days after being issued, so use them quickly.

Use the Kohl’s App: 

The Kohl’s App is a handy place to collect all your member benefits, including Kohl’s Charge discounts, Kohl’s Cash, and Yes2You Rewards. You can add your Kohl’s Charge Card to the app for easy in-store purchases, without having to bring the actual card.

Become an MVC: 

Spend $600 in a calendar year with the Kohl’s Charge Card to become a lifetime Kohl’s MVC (Most Valued Customer), which grants you an additional six discount mailings per year, a birthday gift, and free shipping events each month.

Consider a different card unless using Kohl’s Charge discounts: 

You’ll need to use the Kohl’s Charge Card for purchases if you want to access the card’s discounts. But if you’re not using a discount you should pay with a different reward credit card when making purchases at Kohl’s to earn points or cash back, unless you’re trying to hit the $600 threshold to become an MVC.

Set up autopay: 

We recommend setting up autopay for the full statement balance each month. Take note that autopay will take effect in the following month; you’ll still need to make your next payment manually. If you don’t pay the full statement balance you’ll accrue interest at a very high rate, negating this card’s discounts.