Farmers Credit Card

From good To very_good ( Credit Recommended 700 - 850 )

Farmers Credit Card basically points can be redeemed for statement credit travel and gift cards for a rate of 2,500 points = $25. That means points are worth 1¢ each and this is basically a 3%/1% cash back card.Even if you spent $10,000 in 3% categories you’d only be earning an additional $100 over a 2% card and there are many credit cards that offer a cash bonus of more than $100.

pros and cons

No annual fee

3X points for $1 spent on Farmers products

3X points for $1 spent on Fuel / Gas

3X points for $1 spent on Home Improvement

1X points for $1 spent everywhere else Visa is accepted

0% introductory purchase APR for the first 12 months

No sign up bonus. There is mention of a 3,000 point bonus after $500 in spend here, but I don’t think that is offered any longer.

Cost

Annual Fee

None

Purchase APR

13.24% - 20.24%

Foreign Transaction Fee

Cash Back

1%-3%

Credit Score

700 - 850

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Sportsman's Warehouse Store Card

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IKEA Credit Card

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American Kennel Club Credit Card

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Home Depot Consumer Credit Card

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Toyota Rewards Visa Credit Card

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Lexus Credit Card

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