Amazon.com Store Card

Annual fee:None

Sign-up bonus:$60 Amazon.com gift card

Rewards:Zero-interest financing for various amounts and types of purchases

Variable APR for purchases and balance transfers:27.49%. Not eligible for balance 

transfers.

Other benefits:None


Amazon Prime Store Card

Annual fee :None

Sign-up bonus:  $60 Amazon.com gift card

Rewards:   Choose between zero-interest financing for various amounts and types of purchases or 5% back as statement credit

Variable APR for purchases and balance transfers: 27.49%. Not eligible for balance transfers

Other benefits :None

Amazon Rewards Visa Signature Card

Annual fee None

Sign-up bonus: $60 Amazon.com gift card

Rewards: 3% back on Whole Foods Market and Amazon.com purchases; 2% back at restaurants, gas stations and drugstores; and 1% back on all other purchases

Variable APR for purchases and balance transfers: 15.74% to 23.74%

Other benefits:
No foreign transaction fees
Travel accident insurance
Lost luggage reimbursement
Baggage delay insurance
Purchase protection and extended warranty
Visa Signature Luxury Hotel Collection deals
Visa Signature concierge service

Best Amazon card for sign-up bonus

The winner in this category depends on what kind of Amazon user you are. If you’re an Amazon Prime member, the clear winner is the Amazon Prime Rewards Visa Signature Card. You’ll earn a $100 Amazon.com gift card, which can go a very long way.

If you’re not an Amazon Prime user, you can choose from the Amazon Rewards Visa Signature Card or the Amazon.com Store Card — both offer a $60 Amazon.com gift card when you sign up.

Yes, you can get more with the Amazon Prime Rewards Visa Signature Card, but it doesn’t make sense to pay a $119 annual fee for Amazon Prime membership just to earn a $100 Amazon.com gift card if you’re not already using the service.

Best Amazon card for rewards points

You can earn the most rewards by using either the Amazon Prime Rewards Visa Signature Card or the Amazon Prime Store Card, both of which allow you to earn 5% back on Amazon.com purchases if you have a current Amazon Prime membership. Watch out, though: You won’t be eligible for zero-interest financing if you select this option with the Amazon.com Store Card.

The Amazon Prime Rewards Visa Signature Card now offers 5% back at Whole Foods, which may be a very tempting rewards rate if you’re a frequent Whole Foods shopper.

Note that with the Amazon Prime Store Card, you can get your 5% back as a statement credit or redeem for Amazon.com purchases. With the Amazon Prime Rewards Visa Signature Card, you have more redemption options, including Amazon.com purchases, statement credit or gift cards.

Grayson Bell of Debt Roundup earns $150 to $200 cash back every year with his Amazon Prime Rewards Visa Signature Card. His secret? “Make sure it’s set as the primary card [in your Amazon account]. Rewards are also only good if the balance is paid in full each month,” since any interest you pay could negate any cash back rewards you earn.

Best Amazon card for benefits

The two Visa Signature cards finish in a tie in the race between the Amazon cards with the best benefits. Both cards have a standard suite of Visa benefits, including purchase protection and extended warranty, which extends any existing manufacturer’s warranties on a purchase you make with your Visa card.

Both Visa Signature cards also come with a great suite of travel benefits. There are no foreign transaction fees when you travel abroad. You’ll be covered with enough protection to make any insurance salesman jealous: travel accident insurance, baggage delay insurance, auto rental collision damage waiver (make sure to decline the rental agency’s voluntary auto insurance) and lost luggage reimbursement.

Best Amazon card for annual fee

Lucky for you, none of the four Amazon credit cards come with any annual fee. But that doesn’t mean they’re all totally free. The Amazon Prime Rewards Visa Signature Card and the Amazon Prime Store Card do require that you have a current Amazon Prime membership, which runs $119 per year, or $9.92 a month.


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Amazon credit cards: Which card fits your shopping style?

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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Related Credit Card/Article

Lowe's Advantage Credit Card
Thinking about applying for the Lowe’s Advantage Card? If you want a card with rewards and advantages like 5% off* when you shop, or six months Special Financing** on purchases of $299 or more, or 84 fixed monthly payments with reduced APR† financing on purchases of $2,000 or more, a Lowe’s Advantage Credit Card may be right for you.
Lowe's Advantage Credit Card

Home Depot Credit Card
The Home Depot Consumer Credit Card, issued by Citi, is a store credit card exclusively for Home Depot purchases.
Home Depot Credit Card

Fortiva® Mastercard® Credit Card
The Fortiva Mastercard is geared toward people with poor credit scores who might not otherwise qualify for a credit card.
Fortiva® Mastercard® Credit Card

Home Depot Credit Card Application
Home Depot Credit Card Application Online1.To get started, visit website at homedepot.com/applynow.2.Click on “Credit Services” at the top of the page.3.Scroll down to the Consumer Credit card area and click “Apply Now” to apply for Home Depot card4.Enter your first and last name, your email

Chase Freedom Unlimited® credit card
The Chase Freedom Unlimited® offers a compelling combination of easy-to-learn rewards, flexible redemption options, a solid sign-up bonus, and a lengthy 0% introductory APR period — all for an annual fee of $0. Although the card has done away with its splashy 3% introductory rewards rate, its other features still put it at the top of the class among 1.5% cash back cards. And if you carry other credit cards that earn Chase Ultimate Rewards® points, it packs even more value.
Chase Freedom Unlimited® credit card

Best Buy credit card
Best Buy has 2 tiers of consumer credit cards: My Best Buy® Credit Card and My Best Buy® Visa® Card.Visa cardholders can utilize their card anywhere Visa is accepted. That means they have the opportunity to earn a percentage back on more spending, and they also have cash advance and balance transfer options.
Best Buy credit card

Apply for Menards Credit Card
In fact, the entire application process takes around 10 minutes, so you won’t have to spend a lot of time on it. So, just follow our guidelines below and apply for this credit card.In the first place, you should open the website of this credit card: https://www.menards.com/main/credit-services/c-3

How to apply for Fortiva Credit Card
Online at myfortiva.com/unsecured-credit-card/offer/First and the most used method is to apply online. In order to apply online for the card, follow these steps:• First of all, visit their official website or simply click the link given above• There, on the top center of the page, you will see a

AAA Dollars® Mastercard®
You’ll need a AAA membership to apply for this card, and depending on your zip code, this card may not be available to you or you may get a different offer. You can take advantage of a 40% bonus when you redeem your points for AAA gift cards, as well as a long 0% intro APR period for purchases and balance transfers.
AAA Dollars® Mastercard®

American Eagle Outfitters Connected Visa credit card
Fans of American Eagle Outfitters and Aerie will love the opportunity to accelerate their rewards by using the Connected Visa credit card anywhere Visa is accepted.
American Eagle Outfitters Connected Visa credit card