CareCredit Credit Card
CareCredit is different from a regular credit card. The card can be used to pay for medical expenses at the 200,000+ U.S. medical facilities that are part of Synchrony Bank’s CareCredit Network.
pros and cons
Deferred Interest: No interest if paid in full within 6, 12, 18 and 24 months on qualifying purchases of $200 or more.
No Annual fee.
Extended financing plans: 14.9% APR if paid in full within 24 months, 15.9% APR if paid in full within 36 months, and 16.9% APR if paid in full within 48 months with a minimum purchase of $1,000.
High regular rate.
Balance transfers are not Allowed
No rewards.
Cost
Annual Fee
$0
Purchase APR
26.99%
Foreign Transaction Fee
N/A
Cash Back
N/A
Credit Score
640-850
Sams Credit Card
The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.
Big Lots Credit Card
The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.
Surge Mastercard Credit Card
The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.
Menards BIG Credit Card
Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.
Stein Mart Credit Card
The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.