Ally CashBack Credit Card
The Ally CashBack Credit Card is a new credit card with good returns on gas and grocery spending. It also comes with a 10% bonus for those who deposit their rewards to an eligible Ally Financial bank account. Even with this boost, however, the card won’t give you the same returns we’ve come to expect from the best credit cards.The Ally CashBack Credit Card is a decent choice for those who spend heavily on gas and groceries. If you are an optimizer who wishes to get bigger savings, we suggest looking at other options.
pros and cons
No annual fee.
Can be added to Apple Pay® and Samsung Pay™
Good for people who want to earn cash back on their everyday spending, especially on gas and groceries
2% cash back at gas stations and supermarkets, with no limits
10% bonus if you redeem your cash back into an existing Ally account
Not worth it if you don't spend most of your money on gas and groceries
Not the best card if you want travel perks
Cost
Annual Fee
None
Purchase APR
15.24% - 25.24%
Foreign Transaction Fee
3%
Cash Back
2%
Credit Score
650-850
Sams Credit Card
The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.
Big Lots Credit Card
The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.
Surge Mastercard Credit Card
The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.
Menards BIG Credit Card
Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.
Stein Mart Credit Card
The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.
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