Walmart® Store Card
The Walmart Store Card is one of the most popular store credit cards on the market. Walmart’s overall popularity and the wide range of items they sell have a lot to do with that. But the card’s terms help seal the deal for frequent Walmart shoppers,which requires just fair credit for approval and has no annual fee, rewards cardholders generously for every purchase they make. Cardholders earn points worth at least 2% back on all purchases, and some purchase categories yield 5% back. The average credit card with rewards gives about 1% back on all purchases.which requires just fair credit for approval and has no annual fee, rewards cardholders generously for every purchase they make. Cardholders earn points worth at least 2% back on all purchases, and some purchase categories yield 5% back. The average credit card with rewards gives about 1% back on all purchases.
pros and cons
No annual fee
5% back on purchases at Walmart.com, including Walmart Grocery Pickup and Delivery.
Redemption of points include travel, gift cards, cashing in points during online checkout at Walmart.com, and statement credits.
No annual fee.
Multiple credit card perks.
Cardholders can earn rewards on every purchase.
Earn rewards on every purchase.
Walmart Store Card reports to multiple credit bureaus.
Cardholders can earn rewards on their purchases.
Higher than average purchase APRs.
Requires good to excellent credit.
Does not offer a signup bonus.
Charges a foreign transaction fee of 3%
Cost
Annual Fee
$0
Purchase APR
26.99%
Foreign Transaction Fee
N/A
Cash Back
2%-5%
Credit Score
670 - 850
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