Full Review

Not enough rewards appeal. The Harley-Davidson Visa Credit Card, also known as the HD Card, rewards you with 3 points / $1 spent at Harley dealerships, h-d.com/store, the H-D Museum™ and at gas stations; 2 points / $1 spent at restaurants, bars and lodging merchants; and 1 point / $1 spent everywhere else. Given that 2,500 points get you a $25 Harley-Davidson gift certificate, those earning rates amount to 1% to 3% "cash" back.

Good credit or better needed for approval. This Harley-Davidson credit card requires at least good credit for approval. If you discover that you're credit isn't in good shape, you might want to consider the Harley-Davidson Secured Card With no annual fee, it's one of the best secured credit cards on the market.

Above-average APR. The Harley-Davidson Credit Card charges an above-average interest rate. Given that you need good or excellent credit for approval, that means you're likely to pay interest at an above-average rate if you carry a balance from month to month with the HD Credit Card. After all, the average credit cards for people with excellent and good credit charge 13.03% and 19.28%.

No annual fee isn't reason enough to apply. The Harley Credit Card is about $19.49 per year cheaper than the average credit card, thanks to its lack of an annual fee. But if you have good or excellent credit, you’ll be able to get approved for plenty of no annual fee credit cards with superior rewards.

Other ways to rep Harley. Getting a Harley Visa isn't the only way to express your love of motorcycles. A number of leading credit card companies let you customize your plastic with an image of your choosing. So find the card with the best terms for your spending and payment habits, and turn it into your very own Harley card (regardless of what it's actually called) with a picture of your bike.


Home >> Harley Davidson Credit Card

Harley-Davidson Visa Secured Card Review

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

Sponsored Links

Related Credit Card/Article

How to Get the Most Out of Harley-Davidson Visa Secured Card
Your credit limit will typically be equal to the refundable deposit you use to fund and secure your new credit card. So if you plan to use this card regularly (which is a good idea if you want to earn a significant amount back), set aside as large a down payment as you can afford. That way, your eve

How to Apply For Harley-Davidson Visa Secured Card
To apply for a Harley-Davidson Visa Secured Card:Go to the U.S. Bank site and find the Harley-Davison Visa Secured Credit Card page. Click Apply Now.You'll choose from two ways of funding your card: online or by mail. If you choose to mail in your application and security deposit, you'll pri

Harley-Davidson Visa Secured Card
Designed for Harley fans who are new to credit or bouncing back from past credit mistakes, the low commitment Harley-Davidson Visa Secured card, issued by U.S. Bank, offers a unique alternative to no frills cards for credit builders. Unlike most secured cards, it offers modest rewards you can use to help outfit your motorcycle or lower maintenance and service costs.
Harley-Davidson Visa Secured Card

The Rewards of Harley-Davidson Visa Secured Card
RewardsGet 15,000 points (redeemable for a $150 H-D™ Gift Card) on spending $500 in eligible net purchases within the first 60 days of account opening.Earn 3 points for every $1 net purchase at Harley-Davidson® dealerships, h-d.com/store, the H-D Museum™ and at gas stations.Earn 2 points for ev

Harley-Davidson Visa Secured Card Payment
OnlineSearch the official websiteLog in your accountMake a payment online