Full Review

The World of Hyatt Credit Card is one of the best hotel credit cards available right now. New cardholders get 25,000 bonus points for spending $3,000 within three months of opening an account, then another 25,000 for spending $3,000 more within six months. Those bonuses are worth up to roughly $950 in Hyatt reservations and are among the biggest reasons why the Hyatt Credit Card is so good. The card also offers 1 - 4 points / $1 in ongoing rewards on purchases, yielding a nice percentage return. The World of Hyatt Card's $95 annual fee is reasonable compared to many other hotel credit cards, too.

Below, you can find more information to help you decide whether or not to apply for the World of Hyatt Credit Card.

Highlights

Two initial bonuses. Spending at least $3,000 within three months of opening your Hyatt Credit Card will score you 25,000 bonus points, plus an extra 25,000 for spending another $3,000 by the six-month mark. That's a pretty good deal, considering 1 Hyatt rewards point is worth around 2 cents.

Free night after each account anniversary. This anniversary gift is good at category 1-4 hotels, which are the least expensive locations in Hyatt's portfolio.

Sneakily rewarding points. You will earn 4 points per $1 spent at Hyatt properties with your Hyatt Rewards Card, plus 2 points per $1 spent on dining at restaurants, fitness club and gym memberships, airfare purchased directly from airlines, and local transit and commuting. You'll also get 1 point per $1 spent on everything else. That might not sound like a lot compared to hotel credit cards offering 10+ points per $1 spent. But each World of Hyatt point is worth an average of $0.019.

Elite status. Simply having the Hyatt Card scores you Elite status in the World of Hyatt rewards program, which gets you extra perks at Hyatt properties.

Very high APR. You need good or excellent credit for approval, and the average credit cards for people with good and excellent credit charge 19.28% and 13.03%, respectively. That means you're almost guaranteed to pay interest at an above-average rate if you carry a balance from month to month.

Annual fee requires regular use. The Hyatt Card's $95 annual fee isn't the highest among hotel credit cards, but it's certainly not the lowest, either. And while the free night you'll get on each account anniversary will help offset this cost, you'd ideally like that gift to help you save more, not just break even.


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World of Hyatt Credit Card Review

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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World of Hyatt Credit Card
The World of Hyatt Credit Card from Chase packs a lot of punch for a hotel rewards card, offering free hotel stays, automatic elite status, and abundant perks. The annual fee is reasonable for a card like this, and even better, you can recoup that cost with just a single stay at a Hyatt hotel each year.
World of Hyatt Credit Card

How to Apply For World of Hyatt Credit Card
OnlineSearch for the official websiteFollow the requirement and entry the needed messages.

Who Is World of Hyatt Credit Card Best For?
This card is a great choice for people who stay at Hyatt hotels while on vacation or for business. You don' even need to be a frequent traveler—if you stay in a Hyatt hotel as little as once per year, this card can pay for itself. The fact that you'll earn extra points on local transportat

How to Get the Most Out of World of Hyatt Credit Card
Spend $6,000 within the first six months after opening this card to earn the largest possible sign-up bonus. Then, since this card offers points on such a wide variety of purchases, use it as often as you can to rack up points faster.Don't forget to use your free night each year, and redeem your

The Rewards of World of Hyatt Credit Card
RewardsEarn 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, 25,000 Bonus Points after you spend $6,000 total within 6 months of account opening.Free nights start at 5,000 pointsReceive 1 free night at any Category 1-4 Hyatt hotel or resort af

World of Hyatt Credit Card Payment
OnlineSearch the official websiteLog in your accountMake a payment online